The Finance Department is responsible for various accounting activities including the task for preparing the annual Finance Report and compilation of development of the annual Budget for the City of St. Joseph. Other finance functions include:

* Providing financial support services to the entire organization
* Provides timely and accurate financing reporting
* Processes receivables, payable and payroll
* Intergovernmental and grant revenue administration
* Banking relations
* Investment of City funds
* Debt service analysis and bond payments
* Administration of special assessments
* Administration of tax increment financing districts
* Risk management and loss control
* Implementation of financial and internal controls
* Administration of local option sales taxes
* Administers new and final utility accounts
* Retrieving, calculating and distributing monthly utility bills
* Collection of monthly utility bills including delinquencies
* Process of payments of monthly utility bills, including setting up automatic payments
* Provide timely and accurate information regarding utility customer inquiries
* Coordinates water turn on/off with outside contractors